Today there is a growing tool that takes great responsibility to use correctly, that tool is credit. With a responsibility, consequences can come from it if failed. According to CBS news, 73% of Americans are in debt. The average amount is close to $62,000 per person. Some people are happy when they are approved for … Continue reading Debt a Social Norm
There are many ways to save on bills such as cutting back expenses, reduce usage of electricity and heating, or using a bus or bike for transportation. But here are two short ways to keep ahead on your bills. 1. Knowing where your money is going Think about what bills that will be coming up. … Continue reading 2 Short Tips to Keep Ahead of the Bills
Fast food, this article may give you second thoughts before you bite into that Big Mac. The average American spends over $1,200 on fast food a year. The average Brit spends about £1,300 a year. Eating takeaway may be good when in a rush but overall it should be avoided for the reason of savings … Continue reading Fast Food: The destroyer of Health and Money
$5 Savings if you haven't heard of this, then your about to. $5 Savings Plan It's so basic it's great. The point is every time you obtain a five dollar bill you put it into savings. Usually into a special container which can be as common as a box. This seems small but it adds … Continue reading The $5 Savings Strategy Works!
Many times I have attempted at keeping a good saving and I learned something. It is really hard! With multiple failures comes multiple chances to learn. After researching from each try, I picked up and developed a few tips, so hopefully; you as well as I can succeed in savings. Before jumping right into saving … Continue reading Incorporating Savings into a Budget